Above table applicable to credit scores 700 and above. Payments quoted are estimated bi-weekly payments. All rates printed are Annual Percentage Rates (APR). Rates apply to Tier 1 Fico Scores (700 and above). Rates, terms, polices, and promotions are subject to change without notice. Rates effective through August 31, 2010
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New and Used Car Loan -September 2010
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FICO Scores
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2 YR
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3 YR
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4 YR
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5 YR
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6 YR
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7 YR
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A+ 850 to 730
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4.49%
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4.49%
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4.74%
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4.74%
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5.74%
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9.24%
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A 729 to 680
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5.06%
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5.60%
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6.25%
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6.89%
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7.50%
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9.85%
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B 679 to 640
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6.06%
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6.60%
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7.25%
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7.89%
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8.50%
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10.85%
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C 639 to 600
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7.06%
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7.60%
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8.25%
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8.89%
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9.50%
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|
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D 599 to 550
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8.06%
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8.60%
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9.25%
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9.89%
|
|
|
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E 549 or less
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9.06%
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9.60%
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10.25%
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|
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Helpful Links for Buying a Car or Truck
Enterprise
MCVP
CarFax
Love My Credit Union - Invest in America
|
EZ Vehicle Loan
Main Line Health Credit Union Auto Loans
To Apply, simply provide the following information:
►Verification of Income
Paycheck Stub, W2 Form or Income Tax Return
►Employer & Length of Employment
►How long at current residence
►Car Insurance Policy
►Dollar amount of loan if you are looking for pre-approval
►Cost sheet from the car dealer, once you have selected the vehicle
►If Joint Loan or Co-Sign Loan
Their Social Security Number & Birthdate (SS# & Birthdate not needed if joint or co-signer is a MLHEFCU Member) Phone number where you can be reachedVisit one of our branch offices or fax above information to 484-337-4223 e-mail:
mailto:memberservices@mlhcu.org
regarding questions on application
process.
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