Main Line Health Employees Federal Credit Union

 Home Equity Loan

Home Equity Rates-Fixed Rate Product 
September 2010

FICO 
Score
A+ 
850 to 730

729 to 680
B           679 to 640 C           639 to 600 D          599 to 550 E        under 549

Up to 75% LTV

5.00%

5.25%

5.50%

6.75%

7.00%

9.00%

76%to80% LTV

5.25%

6.00%

6.50%

8.00%

8.25%

10.50%

To apply simply provide 
the following:
Verification of income
Paycheck Stub, W2 Form or 
Income Tax Return
Current Mortgage 
Statement Balance
Employer & length of 
Employment
How long at current 
residence
Amount requested & purpose 
of loan
Homeowners Insurance Policy
If Joint or Co-Sign Loan,
Their Social Security Number
 & Birthdate
(SS# & Birthdate not needed 
if 
joint or co-signer is a 
MLHEFCU Member)
Phone number 
To apply, visit your nearest 
branch or fax required 
information to 
610-526-4223
mailto:
memberservices@mlhcu.org
 
regarding questions 
concerning 
the application process